Ruth · CFO

Ruth is the CFO, a former bond trader from Riverdale. Runway gets checked when the bank balance looks scary, and a subscription audit happens once a year if at all. Pulling the numbers together for one spending decision takes an hour of spreadsheet work, so most decisions skip it. Ruth reads the live bank balance and transactions, checks any purchase over a set threshold before it happens, and holds larger ones for a 24-hour cooling-off period. She gives a plain read on runway in a couple of minutes. She never moves money herself.